My auto insurance raised twice as much for not being insured for more then 30-days?
My auto insurance raised twice as much for not being insured for more then 30-days?
I had auto insurance with state farm and my policy was $180 (just liablilty)per month for 12 months. I ran into some issues with money and could not pay so I cancelled the policy and avoided driving for a little over a month. I recently went to another agency to find a cheaper insurance and they said “since i had a registered vehicle that was uninsured for more than 30 days, there is a penalty.” Now I pay $340 for 8 months (just liablilty). 3 agency's told me the same thing.
My question is will this ever change? How long will I have this “penalty”?
I have a clean driving record besides this and feel this is unfair and cannot afford it.
Is there anything I can do to go back to paying $180p month?
When did insurance companies start doing this? I have not found anything similiar through my research.
Thanks